What to do after a death?

Few things are as painful as losing someone you love. Even if their death is expected nothing prepares you for the emotional shock that follows bereavement.

As your funeral directors, we are here to help and advise in any way we can. Guiding you through the choices and the decisions you will need to make, supporting you as you take your time to ensure that the funeral you arrange will give you the opportunity to say farewell as YOU wish to, whether that is with a very simple service, a traditional service or a more individual service, is a privilege we never underestimate.

You will never be rushed. Take your time. When you are ready to get in touch, call us.

In the early stages of our discussions we will only ask for enough information to enable us to arrange to bring your loved one into our care as soon as possible. We will then make an appointment at a suitable time and place where we can begin to discuss the funeral arrangements.

We will provide a full written estimate to you,  giving you certainty as to the funeral commitment you have arranged.

The funeral account itself is divided into two separate parts, the Funeral Director’s charges, and the disbursements. These costs are clearly set out in the “costs and charges” section.

You may wish to spend some time with your loved one before the funeral. Our beautiful Chapel of Rest is of course available to you. Relatives and friends may also wish to pay their last respect – they are welcome too but this will only be allowed with your permission.

I am here for you delivering a service based on traditional values, sensibly priced.

What you need to know in times of bereavement

I have put together a simple, straightforward guide as to what to do after death has occurred but if you are unclear about any of the following information please call me on 0121 227 2562 – I am here to help you.

What do I need to do straight away?

1. If the death occurs at home or in the community:

As soon as possible you must arrange for the death to be verified. This can be done by a doctor, a nurse (who has been trained to do so) or a paramedic. Once the death has been verified we can then arrange to bring your loved one into our care. The Doctor will complete the medical cause of death (MCCD) which is sent to the Medical Examiner who will call you to discuss the death.  This will then enable you to register the death and obtain the death certificate.

2. If someone dies at home unexpectedly:

Call the emergency services on 999 or dial 111 and ask for advice.

3. When death occurs in hospital:

The hospital doctor will issue the Medical Cause of Death (MCCD) and not your family doctor.

4. When the coroner is informed:

In cases where the death has been reported to the coroner, the procedure is somewhat different.  The coroner and his officers are working in your interest.  When a doctor cannot give a cause of death and issue a medical certificate of cause of death, the death must be reported to the coroner who will establish the cause of death.  The coroner will then send the relevant document to the registrar’s office in the district where the death occurred,  for the death certificate to be issued.

5. Coroner Non Inquest Cases:

The coroner’s duty (and do not forget that the coroner and his offices are working for you and in your interest) is to establish the cause of death and issue a certificate allowing a funeral to take place. In this case the coroner or their officer obtains particulars of the deceased statements from relatives and to identify the body of the deceased.

When a death of this nature occurs other than in a hospital, the body will be removed to the coroner’s Mortuary.  Should the cause of death be due to natural causes,  the coroner’s office will inform the relatives when they can attend the registrar’s office to register the death. 

Usually, the coroner’s procedure takes time, and on some occasions the funeral may have to be delayed until the coroner releases the deceased.

6. Coroner Inquest Cases:

When the coroner decides that an inquest is necessary, they may issue the appropriate interim form required for burial or cremation as appropriate.  Relatives will then need to attend the registrar’s office to register the death and obtain copy certificates if required after the inquest is completed.

7. When Death occurs abroad:

Anyone who passes away overseas will have their death referred to the coroner for them to issue the required paperwork for the funeral to take place.

How to Register a Death:

Who can Register

  1. Close relative of deceased
  2. Relative in attendance during last illness
  3. A relative living in the district where death occurred
  4. A person present at death
  5. The person causing the disposal

Documents Required

  1. Medical cause of Death Certificate
  2. Medical Card if available or
  3. Birth Certificate and information regarding date of birth

Information required to Register

  1. Date and place of death
  2. Full name of deceased (maiden name if applicable)
  3. Date and place of birth
  4. Occupation and home address
  5. If married, full name and occupation of surviving spouse

Certificates

Certificate for burial or cremation to be given to the Funeral Director

Certificate to be forwarded to the benefits agency

Copies of entry in register (death certificate) for bank, insurance, solicitors

How to obtain probate

What is Probate?

When someone dies somebody has to deal with their estate (the money, property and possessions left) by collecting all the money, paying any debts and distributing the estate to those entitled.

The Probate Registry issues the document which is called a GRANT OF REPRESENTATION.

There are three types of grant.

  1. Probate issued to one or more of the executors named in the will.
  2. Letters of Administration (with will) issued when there is a will, but no executor named or unable to deal with the estate
  3. Letters of Administration issued when the deceased has not made a will or it is not valid.

Why is this grant necessary?

Organisations holding money in the deceased’s name need to know to whom the money is to be paid. The distribution of the estate is the responsibility of the person named on the deed.

Is this grant always needed?

A grant is sometimes not needed if the deceased’s money will be released without the holder seeing a grant, when the amount held is small and there are no complications.

Consult a Solicitor

In most circumstances, it is advisable for you to consult a solicitor both to relieve you of many worries and to take control of wills, problems of intestate, outstanding debts, grants and letters of administration. A solicitor could save you a great deal of unnecessary trouble and eventually save you money. If it is known that a will is made, it is important that the contents can be ascertained as soon as possible after death as it may contain instructions regarding the funeral arrangements. A will may be among personal papers, with the bank or solicitor for safe keeping. If a solicitor has been consulted by the deceased in the recent past it is important that you contact them without delay.